Tag: chicago

Tenants Get Repairs and Fight Foreclosure

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In August of 2008 tenants from a building in Englewood called MTO’s Tenants Rights Hotline complaining about egregious conditions including broken security locks, pest infestations, and lack of essential services, like heat.  MTO immediately sent organizers out to assess the situation.  The Ada-Throop buildings are subsidized by the US Department of Housing and Urban Development (HUD). In addition to confirming the deplorable conditions tenants reported, MTO organizers learned that the building was in foreclosure and that the building’s subsidy was at risk.

The Ada-Throop buildings, in many ways, represent the predicament that the foreclosure crisis has caused in many tenants’ lives.  The tenants in Ada-Throop lived in quickly deteriorating conditions because the owner was either unwilling or unable to attend to the upkeep of the building, let alone pay the mortgage.  Often unresolved repairs are the first sign of a landlord in foreclosure.  Because of unacceptable building conditions, there was fear HUD would eliminate the subsidy of the property, and thus everyone would have to move.

Foreclosures also put into question the person ‘in charge’ during the court process.  The courts, the banks, or the old owner often do not want to invest the needed resources in foreclosure buildings.

Fortunately, the tenants worked together with MTO to take back control over their living conditions.  The tenants association secured the assistance of the City of Chicago’s Troubled Building Initiative and a court appointed receiver took over management of the buildings.  Working with the court appointed management company, tenants continued to organize, heat was restored in the building and conditions were improved.

Thanks to the efforts of the Metropolitan Tenants Organization working in conjunction with the Shriver Center, the Community Investment Corporations (CIC) and HUD, these buildings and their affordable housing subsidizes were all preserved.  Today, there remain problems and obstacles to overcome in the building. But since the tenants have organized, conditions have improved and new owners will soon be ready to take over the buildings. These new owners are currently looking into securing loans to do rehabilitation work on these affordable subsidized buildings.

Summary Prepared by Robert Clack

Metropolitan Tenants Organization 25th Anniversary Celebration

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Deborah Harrington: 2010 Movement Builder Awardee

25 years of raising renters’ voices & community preservation

Please join us to celebrate MTO’s 25th Anniversary!

On Tuesday, May 4th at the Chicago Cultural Center in G.A.R. Hall & Rotunda, from 5:30 to 8:30pm, MTO is hosting a reception. Join us for hors d’oeuvres, wine, jazz and to honor some of our community’s outstanding leaders! MTO will honor Deborah Harrington, former President of the Wood’s Fund of Chicago and Steven Whitman, Ph. D, Director of the Sinai Urban Health Institute. The key note speaker for the event will be Congressman Luis V. Gutierrez.

Mayor Richard M. Daley will serve as the Honorary Celebration Chair and has agreed to issue a proclamation in honor of the occasion.

The following are several opportunities to support MTO and renters throughout the City in celebrating this milestone:

Buy Tickets

Table for 10 – $1,000.00 (limited availability)
Tickets – $100.00/person

Please consider sponsoring a renter scholarship ticket when you purchase some for your agency!

To purchase tickets by credit card on line:

1. Go to the MTO website at www.tenants-rights.org.
2. Under Support Our Work on the right hand side of the page, click on Donate Now.
3. Indicate the amount of your purchase and under Designation, indicate the number of tickets you are purchasing and write 25th Event.
4. Proceed as indicated.

Buy Ad-space in the Program Booklet

  • Full Page…………………………….. $300.00
  • Half Page…………………………….. $150.00
  • Quarter Page…..………………..…. $100.00
  • One Eighth Page…………………… $ 65.00
  • Single Line Mention……………. ..$ 35.00
  • Non-profit special package includes: 2 passes to the event & ½ page ad in Program Book….$300.00

Contact Kathy Cheney-Egan at 773.292.4980 ext. 230 or kathy@tenants-rights.org to purchase your ad or tickets today!

Deadline for inclusion on the print invitation is March 31, 2010. Deadline for ordering ad space is April 16th.

Chapter 18-27 Chicago Electrical Code

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This provides excerpts of Chap 18-27 as it relates to tenants’ access to their fuse box. The Municipal Code of Chicago requires that either tenants have direct 24 hour open access to the circuit breaker/fuse box, or the management provides the same 24 hour access with their on-duty personnel.

18-27-225.35  Access to occupants.

In a multiple-occupancy building, each occupant shall have access to the occupant’s supply disconnecting means.

Exception: In a multiple-occupancy building where electric supply and electrical maintenance are provided by the building management and where these are under continuous building management supervision, the supply disconnecting means supplying more than one occupancy shall be permitted to be accessible to authorized management personnel only.

(Added Coun. J. 11-3-99, p. 13842, § 5)

18-27-230.70  General.

Means shall be provided to disconnect all conductors in a building or other structure from the service-entrance conductors.

(a)     Location. The service disconnecting means shall be installed at a readily accessible location in the basement or first floor area of a building or structure, within the main wall, at a point not exceeding 5 ft (1.92 m) from the point of entry. When the distance of the service raceway needs to exceed 5 ft (1.92 m) from the point of entry into the building, the service raceway shall conform to the requirements of Section 18-27-230.6.

Exception: For the purposes of this section, readily accessible locations include dedicated electrical rooms, meeting the following conditions:

(1)     Access to room either from inside or outside the building shall be provided for all occupants;

(2)     Rooms shall have a secure, locking-type door(s) that prohibits access to persons other than tenants and/or occupants of the building.

(3)     Rooms shall be of the same construction as the building;

(4)     Rooms shall be for the exclusive use of the electrical service metering and distribution equipment;

(5)     A panelboard with main and branch circuit protection shall be provided within the interior of each unit or space being served;

(6)     A wall switch controlled lighting outlet shall be provided for illumination in all such electrical rooms.

Service disconnecting means shall not be installed in bathrooms.

In high rise buildings or similar buildings, the disconnecting means for the multiple services recognized by Section 18-27-230.2(b)(2) shall be located in a dedicated fire-rated room as near as practical to the serving utility vault. The rooms for the “Main” service disconnecting means which serve the building common element loads shall have a three-hour fire rating. The electrical service rooms for tenant loads shall have a 2-hour minimum fire rating. These rooms shall be for the exclusive use of electrical equipment. Separate service disconnecting means shall be required for each tenant floor. These disconnects shall be permitted to be located on a floor other than the floor served. Where more than one service is permitted to serve one floor, the various disconnecting means and their locations shall be prominently identified as required by Section 18-27-230.2(e). All such rooms shall comply with Section 18-27-110.26.

(b)     Marking. Each service disconnect shall be permanently marked to identify it as a service disconnect.

(c)     Suitable for Use. Each service disconnecting means shall be suitable for the prevailing conditions. Service equipment installed in hazardous (classified) locations shall comply with the requirements of Articles 500 through 517.

(Added Coun. J. 11-3-99, p. 13842, § 5; Amend Coun. J. 1-10-01, p. 50262, § 1)

18-27-230.92  Locked service overcurrent devices.

Where the service overcurrent devices are locked or sealed, or not readily accessible to the occupant, branch- circuit overcurrent devices shall be installed on the load side, shall be mounted in a readily accessible location, and shall be of lower ampere rating than the service overcurrent device.

(Added Coun. J. 11-3-99, p. 13842, § 5)

Chicago Building Code RE: Pests

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CHICAGO BUILDING CODE RE: PESTS

13-196-630  Residential buildings – Responsibilities of owner or operator.

Every owner or operator must:

(a)     Comply with the requirements imposed on him by this chapter;

(b)     Maintain in a clean, sanitary and safe condition the shared or public areas of the dwelling or premises, and maintain and repair any equipment of a type specified in this Code which he supplies or is required to supply;

(c)     Exterminate any insects, rodents or other pests in any family unit, if infestation is caused by the failure of the owner or operator to maintain the dwelling in a ratproof or reasonable insect-proof condition, and he must exterminate such pests in any family unit in the dwelling, regardless of the cause of infestation, if infestation exists in two or more of the family units in the dwelling or in the shared or public parts of any dwelling containing two or more family units; and

(d)     Supply and maintain the facilities for refuse disposal which are required of him by Section 7-28-220.

Learn more about tenant remedies for pest infestation here: https://www.tenants-rights.org/apartment-conditions-and-repairs-faq/

Tenants and Foreclosure – FAQ

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Tenants impacted by foreclosure: Frequently Asked Questions

What is a foreclosure?
When an owner falls behind in mortgage payments, foreclosure is the court process by which a bank forces the sale of a building used as security in order to pay off the owner’s debt. In an effort to protect tenants who live in a building that is in foreclosure, the city passed the Keep Chicago Renting Ordinance (KCRO). Under the KCRO, you may be eligible for a lease renewal or $10,600 in relocation assistance. To learn more click HERE.

Who owns the building while it is in court?
Just because a building is in foreclosure does NOT mean that the building has been foreclosed on or will be foreclosed on. Until the court approves a sale and there is a confirmation of sale, your landlord still owns the building. In most cases, the bank acquires the property and becomes the owner.

What are some common signs that my building might be in foreclosure?
– Maintenance suddenly stops
– Utility shutoff notices
– Banks sending notices to the landlord
– Realtors hanging around the building, or taking pictures of the building
– The landlord disappears and/or stops collecting rent.

How long does the foreclosure process take?
The court process takes an average of nine months. If the owner is not able to satisfy the bank’s requirements, the court puts the property up for sale where it is usually bought by the bank.

Where can I find out if my building is in foreclosure?
1. Get the PIN # of the property by going to www.cookcountyassessor.com and entering the building address.

2. Enter the PIN # at www.cookrecorder.com or call the Recorder of Deeds at 312-603-5050 and give them your PIN #. If the building is in foreclosure, they can provide you with the foreclosure notice (the “lis pendens”) and the associated foreclosure court case number.

3. For more information about the case go to www.cookcountyclerkofcourt.org or call the Chancery Court, at 312-603-5133. You can also go to http://www.cookcountyclerkofcourt.org – go to online case info – full docket search – and search the chancery division for the landlord’s name under defendant or using the case #.

Under the Keep Chicago Renting Ordinance (KCRO), if your building is in foreclosure, you may be eligible for a lease renewal or $10,600 in relocation assistance. To learn more about the KCRO, click HERE.

Do I still have to pay rent?
Yes. As long as you are living in the unit you must pay rent. Checks or money orders are best so that you have proof of payment. You can still be evicted for nonpayment of rent even though your landlord is in foreclosure.

What if I don’t know to whom to pay rent or the landlord stops collecting it?
Click here to find our who the owner is or contact a lawyer to assist you in determining the new owner of the property. Be sure to ask any new people claiming to be the owner for proof before giving them rent money. The law only requires that tenants make a good faith effort to pay the rent if the landlord disappears. Some examples of good faith efforts to pay rent may include:
– Holding the rent in a money order
– Using the rent on utilities your landlord was paying
– Using the rent to make repairs to the property
– Sending a letter via certified mail, requesting information from the new owner on where to send the rent. (Keep             a copy of the letter for yourself)

Do I have the right to break my lease because my landlord is in foreclosure?
No…however, if you are covered under the Chicago Residential Landlord Tenant Ordinance and did not receive proper notice, please see below under Are landlords required to tell their tenants that their building is in foreclosure?

The bank has taken over the building. What do I do?
The bank is your new landlord. You must pay them rent once they have notified you as to whom and where to pay, and they are responsible for repairs, any utilities paid by the old landlord, etc. If you are uncertain of who to pay, hold your rent in escrow. Also, check to see if you’re covered by the Keep Chicago Renting Ordinance. You may be eligible for relocation assistance if the bank chooses not to renew your lease.

The sheriff posted a notice saying that my landlord or unknown occupants must vacate the building. Does this apply to me?
No. If your name is not on the notice, you do not have to move. Immediately contact the sheriff’s office at (312) 603-3365 to inform them that there are tenants in the building and contact an attorney to get legal help. If the sheriff shows up, you will need to show them identification, as well as your lease, a piece of mail, or other evidence proving that you are a tenant in the building and not the landlord.

Will I have to move? How much time will I have once a new owner takes over?
If the building is foreclosed upon and sold, the new owner must give you 90 days or until the end of your lease, whichever longer. However, if the new owner would like to use the unit as a personal residence, they do not have to honor the lease, but they must give you at lest 90 days notice prior to eviction proceedings. Once the lease expires, the owner must give you a 30 day notice in writing before proceeding in eviction court. (This is assuming that you are lease complaint and up to date on rent.)

NOTE: The sheriff’s office can and will evict tenants during the winter, with the exception if it is 15 degrees or snowing.

Can the bank or new owner put me out without a court date?
No. If anyone tries to evict you before taking you to court, then it is an illegal eviction, also known as a lockout. Call the police, file a police report (get officers name and badge #) and contact the Tenants Rights Hotline at 773-292-4988. If you receive a summons to court make sure to contact an attorney.

Will this eviction show on my record?
If you were evicted solely because of the foreclosure your attorney can petition the judge to seal the record. If you are evicted for nonpayment of rent, it will be on your record.

The bank offered me a “Cash for Keys” deal. What should I do?
Sometimes banks offer tenants a cash for keys deal in order to vacate the building more quickly. Evaluate the entire situation first and make sure you have enough time to find a safe and decent apartment. Make sure you get any deal in writing and talk to a lawyer before you sign. If the bank does not offer a settlement feel free to ask for one. However, be aware that many tenants are eligible for $10,600 under the KCRO, which is more than most banks will initially offer. Call us or contact an attorney before agreeing to any “Cash for Keys” deal.

How do I get my security deposit back?
If your tenancy is NOT governed by the Chicago Residential Landlord Tenant Ordinance (CRLTO): The bank is not responsible for your deposit. If you do not receive your security deposit back within 45 days of moving you can take your landlord to court. If you know your landlord is in foreclosure court or is about to lose the building ask for written permission to live out your security deposit. If you live out your deposit without permission you can be evicted for non-payment of rent. If your tenancy is CRLTO please see below.

Additional Information for tenants who are covered under the Chicago Residential Landlord Tenant Ordinance (CRLTO): If you live in Chicago, the Ordinance governs your tenancy unless you reside in:

  • An owner occupied building containing less than seven apartments;
  • A hotel, motel, inn, rooming house, or boarding house (unless you have resided there for more than 31 days and pay rent on a monthly basis); or
  • A hospital, convent, monastery, school dormitory, temporary overnight or transitional shelter, cooperative, or
  • A building owned by your employer (assuming your right to live there is conditioned upon you being employed in or around the building).

What happens to my security deposit?
In the event that the building is lost to foreclosure, the lender is responsible if the landlord fails to return the security deposit.

Are landlords required to tell their tenants that their building is in foreclosure?
If your tenancy is governed by the CRLTO: The landlord is required to tell current tenants about foreclosure filings within seven days of being served with a foreclosure complaint. The landlord must also inform any potential tenants before they move in. Tenants who were not properly informed about the foreclosure can sue for $200 in damages and/or terminate their leases.

Additional References:
Building Inspectors: Call 311 for an inspection if you have repairs that need to be made or are lacking utilities.
If you need assistance moving or with a security deposit call 311 and inform them that your landlord is in foreclosure.

Request an inspection online

Lawyers Committee for Better Housing: (312)-347-7600

Legal Assistance Foundation (Subsidized Tenants): (312)-341-1070

Sheriffs Eviction Unit: (312)-603-3365

Chancery Court: (312)-603-5133

Metropolitan Tenants Organization Tenants’ Rights Hotline: (773)-292-4988 Open: Mon-Fri, 1-5pm

Chicago Legal Clinic: (773)-731-1762

Citizens Utility Board: 1-800-669-5556

Apartment Conditions & Repair: Terminate Tenancy Sample Letter

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This letter applies to residents within the city of Chicago only who are covered under the Residential Landlord Tenant Ordinance (RLTO). Please see the Exceptions to the RLTO to ensure the law applies to you.
For tenants in suburban Chicagoland, please click here for the law as it applies in your town.

14 Day Terminate Tenancy

Apartment Conditions & Repair: Rent Reduction Sample Letter

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This letter applies to residents within the city of Chicago only who are covered under the Residential Landlord Tenant Ordinance (RLTO). Please see the Exceptions to the RLTO to ensure the law applies to you.
For tenants in suburban Chicagoland, please click here for the law as it applies in your town.

14 Day Rent Reduction

Apartment Conditions & Repair: Repair and Deduct Sample Letter

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This letter applies to residents within the city of Chicago only who are covered under the Residential Landlord Tenant Ordinance (RLTO). Please see the Exceptions to the RLTO to ensure the law applies to you.
For tenants in suburban Chicagoland, please click here for the law as it applies in your town.

14Day Repair & Deduct

Moving In – FAQ

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NOTE: If your landlord lives in your building, see the “Exceptions” note on the right side of this page.

Does my landlord have to give me him/her or anyone else’s name, address and telephone number when I move into the apartment?
Yes. Your landlord must give you the names, addresses and telephone numbers of the:

  • Owner or manager of the building; and
  • Person who can receive, on your landlord’s behalf, your notices and demands.

Must I have a written lease agreement?
No. You and your landlord may, if you want,enter into an oral lease agreement. If you have an oral agreement and pay rent on a monthly basis, you have a month-to-month tenancy which either you or your landlord can terminate with at least one month written notice. Please refer to Leases for more information.

What is the advantage of a written lease agreement?
It clearly sets forth the terms of your agreement with the landlord. Furthermore, it states how long your tenancy will last. (IMPORTANT: Your landlord cannot terminate your lease early unless you violate one of the lease provisions). Please refer to Leases for more information.

After I sign a written lease agreement is there a grace period during which I can cancel it?
NO

What if my landlord promises to make certain repairs before I move into the apartment?
Get the landlord to sign a written agreement stating that he/she will complete these repairs by a certain date.

Must my landlord give me a summary of Chicago’s Residential Landlord and Tenant Ordinance?
Yes. If you do not have a written lease, your landlord must give you a copy of the summary. If you do have a written lease, your landlord must attach the summary to your rental agreement.

What if my landlord does not give me this summary?
You can send him/her a letter stating that you are terminating your tenancy. This letter must specify the date of termination (which cannot be more than 30 days after the notice is sent). You may also sue your landlord for $100.

What if the landlord will not let me move in to the apartment?
You have two choices.

  • If you no longer want the apartment, you can send the landlord a letter stating that you are canceling the lease because he/she refused to let you move in. Keep a copy of your letter. If your landlord does not return your security deposit and prepaid rent, you can sue her.
  • If you still want the apartment, you can send the landlord a letter stating that you want to move in. Keep a copy of your letter. If the landlord does not let you move in, you can sue him/her and ask the court to order him/her to let you move in. You can also recover whatever money you had to spend on temporary housing while waiting to move in.

Can a landlord refuse to rent to me an apartment just because I have children?
No, If a landlord does this, call a lawyer.

Can the landlord tell me how many people can live in my apartment?
The landlord can only insist that you comply with local law, which provide that tenants cannot live in apartments (or sleep in bedrooms) that are too small for the number of people who live there. For instance in Chicago, two tenants cannot live in an apartment that has less that 250 square feet of floor area, three tenants cannot live in an apartment that has less than 350 square feet of floor area, and so on. As long as you are following local laws, the landlord cannot tell you which rooms your family can use as sleeping areas. If you think the landlord’s rules are more restrictive than local law, contact an attorney.

Is it illegal for a landlord to discriminate against me?
Yes, but only if your landlord is discriminating against you on the basis of your:

  • Sex
  • Race
  • Religion
  • Nationality
  • Mental or physical disability;
  • Marital status;
  • Parental status;
  • Age (if you are at least 40 years old);
  • Unfavorable military discharge;
  • Sexual orientation;
  • Source of income;
  • Status as a current or former CHA resident; or
  • Participation in a Section 8 housing program.

What should I do if a landlord discriminates against me?
You should call an attorney or organization that specializes in discrimination complaints.

If I have a written lease, can my landlord raise my rent before the lease ends?
Only if the lease states that the landlord can do this. Otherwise, your rent must remain the same until the lease ends. Please refer to Leases for more information.

If I do not have a written lease, when can my landlord raise the rent?
Your landlord can raise the rent only after giving you written notice. If you pay rent on a monthly basis, you must receive at least one month advance notice. If you pay rent on a weekly basis, you must receive at lease 7 days advanced notice.

Please refer to Leases for more information.

Please Note: This information, published by the Legal Assistance Foundation of Chicago and the Metropolitan Tenants Organization as a public service, gives you only a general idea of your rights and responsibilities under the Residential Landlord and Tenant Ordinance and other relevant chapters of Chicagoís Municipal Code. It is meant to inform, but not to advise. Before enforcing your rights, you may want to seek the advice of an attorney who can analyze the facts of your case and apply the law to these facts.

Still can’t find the answer? Send us your questions. Please allow several days for a response.